I LOVE LOVE PHOTOS!

Ok for those that know me – I LOVE LOVE photos!   There is nothing better than to be able to share those once in a lifetime moments and capture it all with a camera.   I have been looking around for that perfect camera for me.  I am a mom so I need something easy to tote around with my 1 1/2 yr old and 4 1/2 yr old, purse, diaper bag, blackberry, flip camera and now a camera.  I just recently purchased a Canon Power Shot S90 from Amazon and have been having a fun time testing it out.   So far I am very pleased!   It takes wonderful night time pictures and I love how easily it fits into my back pocket!   Always a plus!So here it is…I took these photos with my Blackberry…Aren’t you glad I got a new camera?  

Naoma Doriguzzi
New Media Director & Community Strategist
Keller Williams Realty
1709 Laskin Road
Virginia Beach VA 23454
(757) 971-2876 Cell
asknaoma@kw.com

Disclaimer: All information provided by this author is strictly an opinion, is not guaranteed, may be based on information collected from several sources, which may or may not be deemed reliable at the time of researching this article and may be time sensitive.

Part 2  Facebook Do’s & Don’ts For Real Estate Professionals

Get a smartphone ( blackberry or iphone) – this can be a huge timesaver so you don’t have to always log in to your computer.   You can easily do updates and reply back to your friends on the go!

Post pictures and videos often – people are very visual and don’t like to see a wall of words.   Make it interactive and have fun with it!

Join relevant fan pages and groups – find people to follow with similar interests and can learn from.   There are tons of real estate focused pages and groups

Read Part 1 of our Facebook Do’s & Don’t for Real Estate Professionals  

Naoma Doriguzzi
New Media Director & Community Strategist
Keller Williams Realty
1709 Laskin Road
Virginia Beach VA 23454
(757) 971-2876 Cell
asknaoma@kw.com
 

Disclaimer: All information provided by this author is strictly an opinion, is not guaranteed, may be based on information collected from several sources, which may or may not be deemed reliable at the time of researching this article and may be time sensitive.

Part 1
Facebook Do’s & Don’ts for
Real Estate Professionals

The hottest topic out there lately is learning all about social networking for your business! I have been teaching many seminars and classes lately around the area on how to grow your business online.The most popular of them all seems to be Facebook.  Who doesn’t have a facebook account these days?

The First Time Homebuyers $8000 Tax Credit is expiring November 30, 2009.   That means as of today you   have 3 months to find and close on your home in order to qualify.  

A first time homebuyer is someone who hasn’t owned a home in the past 3 years.   Rates on mortgages are low and  prices on homes in the Hampton Roads ares are still very affordable!  

Contact New American Mortgage today to get qualified for one of our first time homebuyers programs with 100% financing avaiable!  

• Take advantage of the $8000 first time homebuyer tax credit
• Rates are still at historic lows
• Housing prices are still low and it is a buyers market
• Pride of ownership
• May be able to purchase a home with 100% financing and closing costs paid for by the seller

So if you are living in Hampton Roads ( Virginia Beach, Chesapeake, Norfolk, Portsmouth, Suffolk, Hampton, Newport News, Williamsburg, or anywhere else in Virginia)   now is a great time to get the homebuying process started.  Contact us a  New American Mortgage  for your  FREE Mortgage Consultation Today.  naoma.doriguzzi@newamerican.com  (757) 971-2876

Welcome to Keller Williams Realty.

Anna Strieter joins Keller Williams Realty-Peninsula.   Formerly with Prudential Towne Realty, Anna has been an agent since 2007.   She enjoys helping both buyers and sellers achieve their dreams.   Let Anna’s vivacious energy go to work for you.

You can reach Anna at (757) 358-6600 or at buysellwithanna@gmail.com

Visit  Anna on the web at ttp://annasellshomes.yourkwagent.com

Welcome to Keller Williams Realty.

Brenda Fisher, Mega Agent, joins Keller Williams Realty-Peninsula.   Formerly with Prudential Towne Realty, Brenda has been a life long resident of the Peninsula, she enjoys  working with buyers and sellers throughout Hampton Roads.

(757) 876-1340  or at brendalfisher@kw.com

Visit Brenda on the web at www.brendalfisher.com

Welcome to Keller Williams Realty.

Dianne Walker, Mega Agent, joins Keller Williams Realty-Peninsula.   Formerly with Prudential Towne Realty, Dianne has been in Real Estate since 2001.   She has enjoyed helping buyers and sellers on the Peninsula for over 8 years.

(757) 218-0143 or at diannewalker@kw.com

Visit Dianne on the web at www.diannewalker.com

• No Income
• No Asset
• No Appraisal

What is required to do a FHA streamline refinance is:

• Must have a current FHA mortgage
• Need a copy of your current mortgage note
• Need a copy of your most recent mortgage stmt
• No mortgage lates within the past 12 months

**Although there is no minimum credit score requirement with FHA- most lenders are looking for you to have a minimum credit score of 620.

If you are looking for a mortgage company in Virginia that offers the FHA streamline refinance contact New American Mortgage for your free mortgage consultation!

Naoma Doriguzzi
Mortgage Consultant
New American Mortgage
(757) 971-2876
naoma.doriguzzi@newamerican.com

Applying for a mortgage in Virginia Beach doesn’t have to be overwhelming.   As long as you are working with an experienced loan officer and realtor they can help you through every step.Here are the documentation that your loan officer in Virginia Beach will need from you:

• Past 2 years of W-2′s ( 2008 & 2007)
• If you are self employed they will require past 2 years tax returns for personal and corporate
• Most Recent Paystub – reflecting the current Year To Date Income
• Copies of your Drivers License – we need to verify it is you
• Past 2 months of bank statements. (all pages to reflect assets)

There may be additional documentation needed depending on the type of loan that you are applying for – FHA, VA, Conventional, VHDA or Reverse Mortgage.   These are the basics that you will need to provide.

About the Author :  Naoma Doriguzzi is a Senior Mortgage Consultant with New American Mortgage and has been doing mortgages since 2003.   New American Mortgage is a direct lender who specializes in FHA, VA, VHDA, Conventional loans and Reverse Mortgages.   We are here to assist you with the purchase of a new home or refinance your existing home in Virginia, NC, SC, FL or GA!

Disclaimer:  All information provided by this author is strictly an opinion, is not guaranteed, may be based on information collected from several sources, which may or may not be deemed reliable at the time of researching this article and may be time sensitive.

To contact Naoma directly you may call or text (757) 971-2876 or email at naoma.doriguzzi@newamerican.com.

Copyright © 2009 by Naoma Doriguzzi